What’s Under the Hood
DriveTime Family of Brands includes in-house financing and servicing through Bridgecrest, which is one of the country’s leading financial servicing providers. Bridgecrest services roughly $25+ billion in finance receivables for DriveTime and other third parties. We service auto loans across a wide credit spectrum with the intent of creating a strong path to vehicle ownership for our customers.
That’s Nice, But What’s the Job?
This is not a position for which sponsorship will be provided. Individuals with temporary visas or who need sponsorship now or in the future are not eligible for hire at this time.
In short, the Senior Analyst, Risk Analytics is responsible for optimizing loan pricing and origination risk strategies to maximize growth and profitability.
In long as the Senior Analyst, Risk Analytics you will:
- Design, enhance, and modernize loan pricing strategies that balance growth, risk, and profitability.
- Leverage advanced quantitative and financial modeling to identify opportunities for improved pricing, segmentation, and risk-adjusted returns.
- Translate ambiguous or emerging data into clear insights and executable pricing strategies.
- Support and enhance origination decisioning frameworks, risk segmentation strategies, and pricing logic across the customer lifecycle.
- Evaluate and integrate third-party data sources and analytical tools to strengthen risk assessment and pricing accuracy.
- Identify opportunities to improve approval rates, customer flow, and loan performance through data-driven experimentation and analysis.
- Lead, develop, and mentor a team of high-performing analysts, fostering a culture of curiosity, accountability, and continuous improvement.
- Independently drive multiple high-impact initiatives from concept through execution.
- Frequently present analytical findings and strategic recommendations to senior and executive leadership.
- Partner cross-functionally with Retail, Marketing, Supply Chain, Finance, IT, Data Science, and Operations to implement scalable, enterprise-wide solutions.
So What Kind of Folks Are We Looking for?
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Excellent verbal and written communication skills. The ability to talk and write with confidence, charisma and competence for a wide variety of audiences including management.
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Management material. We are looking for someone that can lead, manage and grow within our organization.
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Rebel with a cause. You are always looking beyond the obvious for continuous improvement.
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Passionate and goal-orien