Financial Analyst

Company Description

HomeXpress – Your Leading Non-QM Mortgage Lender.

Join our growing team and be part of the Top Non-QM Lender in the Business.

We are known for closing mortgage loans with speed, ease, and convenience.

Licensed in 46 States, we provide brokers with a full suite of mortgage products, including VA, FHA, & FHLMC.

If you have a service first mentality and thrive in a fast-paced environment, HomeXpress is the place for you.

Join us as we continue to grow and expand our business to the Non-Delegated Correspondent Channel!

Job Description

Job Title:              Financial Analyst (Income Desk)

Department:      Operations

Reports To:         VP, Underwriting

PRIMARY FUNCTIONS: The Financial Analyst’s duties include a combination of income documentation review, customer service, and support to the Sales and Operations divisions.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Work closely with Underwriting, Account Executives, and third-party vendors.
• Review for completeness and confirm borrower qualifying income based on review of bank statements, tax returns, paystubs, 1099’s and other income documentation as needed.
• Preparation of worksheets that are used by a wide audience.
• Gather documentation if missing from the package at submission.
• Certain administrative duties.
   

DESIRED PERSONAL CHARACTERISTICS:

• Detail oriented and committed to the highest quality
• Self-Starter with positive Can-Do attitude
• Works well under pressure and relishes the responsibility that comes with the job
• Problem solving and analysis
• Communication proficiency
• An open-minded individual that embraces change and innovation

JOB REQUIREMENTS:

• Bachelor’s degree in a business-related field.
• Knowledge of financial statements: bank statements, cash flow analysis, profit, and loss statements, 1099, W2, 1040, etc.
• Excel, Word, and Outlook knowledge and experience.
• Real estate finance and accounting knowledge a plus.
• Ability to prioritize and multi-task.
• Ability to work well within a group setting.
• Must be a self-starter and willing to take on new responsibilities.

EDUCATION:

• Bachelor’s degree in a business-related field.
   

EXPERIENCE:

• Recent mortgage banking company or related financial institution a plus

PHYSICAL REQUIREMENTS:

• This position is in an office setting with computer and general office equipment. The position requires the ability to move freely around within the department and other department locations

Additional Information

All your information will be kept confidential according to EEO guidelines.